GIC Rate Sheet

Date Updated: December 08, 2022
Prime Rate: 5.95%
Bank of Canada Rate: 4.25%
CDN: $0.73
IA Financial High Interest Savings Account: 3.65%
Manulife Advantage Account: 2.35%
Manulife Advantage Account- Corporate: 2.75%

GIC

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank Companies (4) 4.99 4.99 4.80 4.65 4.60
Bridgewater Bank  5.06 5.05 4.96 4.90 4.90
General Bank of Canada  5.05 5.05 4.92 4.73 4.66
Canadian Western Bank 5.05 5.03 4.90 4.70 4.65
Haventree Bank 4.92 4.93 5.00 4.95 4.95
IA Financial Group 4.30 4.15 4.05 3.90 3.90
Manulife Bank 5.00 5.00 4.75 4.60 4.55
Manulife Group  3.65 3.70 3.75 3.75 3.80
MCAN Financial Group 3.20 3.60 3.15 3.15 3.15
Peace Hills Trust 1.82 2.08 3.35 3.40 3.43
Peoples Trust 5.03 5.03 4.93 4.73 4.68
VersaBank 5.08 5.01 4.91 4.85 4.82

 

RRSP

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank Companies (4) 4.99 4.99 4.80 4.65 4.60
Manulife Bank 5.00 5.00 4.75 4.60 4.55

 

RRIF

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank Companies(4) 4.99 4.99 4.80 4.65 4.60
Equitable Life  3.70 4.25 4.25 4.00 3.25
Manulife Bank- Daily Savings Rate Only 2.10 2.10 2.10 2.10 2.10
Sunlife Financial- LIF Only 4.15 4.15 3.95 3.95 3.85

 

TFSA

NO ANNUAL FEE 

Company 1 yr 2 yr 3 yr 4 yr 5 yr
Manulife Bank 5.00 5.00 4.75 4.60 4.55

 

GIC, RRSP, RRIF, TFSA & Corporate

Available Inside B2B Financial Services- $150+ GST Annual Fee (TFSA $50+ GST) **Discounted fees could apply for multiple accounts

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank Companies (4) 4.99 4.99 4.80 4.65 4.60
Concentra Bank 5.11 5.06 4.90 4.76 4.66
Equitable Bank 5.11 5.06 4.90 4.76 4.66
General Bank of Canada 5.05 5.05 4.92 4.73 4.66
Home Bank/ Home Trust 5.09 5.08 4.80 4.70 4.60
Manulife Bank 5.00 5.00 4.75 4.60 4.55
MCAN Financial Group 3.20 3.60 3.15 3.15 3.15
Peace Hills Trust 2.50 3.00 4.30 4.30 4.35
Peoples Trust 5.03 5.03 4.93 4.73 4.68
Scotiabank Companies (5) 5.05 5.05 4.75 4.55 4.45
VersaBank 5.08 5.01 4.91 4.85 4.82