Date Updated: February 6, 2023
Prime Rate: 6.45%
Bank of Canada Rate: 4.50%
CDN: $0.74
IA Financial High Interest Savings Account: 3.90%
Manulife Advantage Account: 2.85%
Manulife Advantage Account- Corporate: 2.75%
Date Updated: February 6, 2023
Prime Rate: 6.45%
Bank of Canada Rate: 4.50%
CDN: $0.74
IA Financial High Interest Savings Account: 3.90%
Manulife Advantage Account: 2.85%
Manulife Advantage Account- Corporate: 2.75%
NO ANNUAL FEE
*Minimum deposit of $5,000 per GIC purchase*
| Company | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr |
| B2B Bank Companies (4) | 4.64 | 4.25 | 4.10 | 4.00 | 3.95 |
| Bridgewater Bank | 4.85 | 4.39 | 4.23 | 4.11 | 4.08 |
| General Bank of Canada | 4.66 | 4.36 | 4.21 | 4.11 | 4.06 |
| Canadian Western Bank | 4.82 | 4.37 | 4.22 | 4.12 | 4.07 |
| Haventree Bank | 4.77 | 4.75 | 4.70 | 4.60 | 4.60 |
| IA Financial Group | 4.30 | 4.10 | 4.00 | 3.80 | 3.75 |
| Manulife Bank | 4.50 | 4.20 | 4.00 | 3.90 | 3.90 |
| Manulife Group | 3.60 | 3.15 | 2.95 | 2.90 | 2.85 |
| MCAN Financial Group | 3.20 | 3.60 | 3.15 | 3.15 | 3.15 |
| Peace Hills Trust | 2.50 | 3.00 | 4.30 | 4.30 | 4.35 |
| Peoples Trust | 4.60 | 4.30 | 4.25 | 4.15 | 4.05 |
| VersaBank | 4.65 | 4.35 | 4.20 | 4.10 | 4.05 |
NO ANNUAL FEE
| Company | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr |
| B2B Bank Companies (4) | 4.64 | 4.25 | 4.10 | 4.00 | 3.95 |
| Manulife Bank | 4.50 | 4.20 | 4.00 | 3.90 | 3.90 |
NO ANNUAL FEE
| Company | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr |
| B2B Bank Companies(4) | 4.64 | 4.25 | 4.10 | 4.00 | 3.95 |
| Equitable Life | 3.75 | 4.15 | 4.15 | 3.85 | 3.20 |
| Manulife Bank- Daily Savings Rate Only | 2.10 | 2.10 | 2.10 | 2.10 | 2.10 |
| Sunlife Financial- LIF Only | 3.85 | 3.85 | 3.55 | 3.50 | 3.40 |
NO ANNUAL FEE
| Company | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr |
| Manulife Bank | 4.50 | 4.20 | 4.00 | 3.90 | 3.90 |
Available Inside B2B Financial Services- $150+ GST Annual Fee (TFSA $50+ GST) **Discounted fees could apply for multiple accounts
*Minimum deposits of $5,000 per GIC purchase*
| Company | 1 yr | 2 yr | 3 yr | 4 yr | 5 yr |
| B2B Bank Companies (4) | 4.64 | 4.25 | 4.10 | 4.00 | 3.95 |
| Concentra Bank | 4.85 | 4.41 | 4.24 | 4.14 | 4.09 |
| Equitable Bank | 4.85 | 4.41 | 4.24 | 4.14 | 4.09 |
| General Bank of Canada | 4.66 | 4.36 | 4.21 | 4.11 | 4.06 |
| Home Bank/ Home Trust | 4.86 | 4.40 | 4.25 | 4.15 | 4.10 |
| Manulife Bank | 4.50 | 4.20 | 4.00 | 3.90 | 3.90 |
| MCAN Financial Group | 3.20 | 3.60 | 3.15 | 3.15 | 3.15 |
| Peace Hills Trust | 2.50 | 3.00 | 4.30 | 4.30 | 4.35 |
| Peoples Trust | 4.60 | 4.30 | 4.25 | 4.15 | 4.05 |
| Scotiabank Companies (5) | 4.80 | 4.35 | 4.15 | 4.05 | 4.00 |
| VersaBank | 4.65 | 4.35 | 4.20 | 4.10 | 4.05 |