GIC Rate Sheet

Date Updated: September 20, 2021

Prime Rate: 2.45%
Bank of Canada Rate: 0.25%
CDN: $0.78
Manulife Advantage Account: 0.15%
Manulife Advantage Account- Corporate: 0.45%

GIC

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank / Laurentian Bank/ LBC Trust / Laurentian Trust 0.70 1.00 1.40 1.50 1.60
Bridgewater Bank (BWB) 1.25 1.50 1.87 2.02 2.25
General Bank of Canada  0.40 0.75 1.01 1.27 1.32
Haventree Bank 0.70 1.50 1.90 2.00 2.10
Manulife Bank 0.45 0.85 1.15 1.40 1.60
Manulife Group Retirement Solutions 0.25 0.30 0.30 0.50 0.55
MCAN Mortgage Corp. 1.15 1.55 1.80 2.00 2.15
Peace Hills Trust 0.49 0.69 0.79 0.99 1.19
Peoples Trust 0.71 0.87 0.99 1.29 1.44
VersaBank 0.65 0.95 1.35 1.41 1.65

 

RRSP

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank / Laurentian Bank/ LBC Trust / Laurentian Trust 0.70 1.00 1.40 1.50 1.60
Manulife Bank 0.45 0.85 1.15 1.40 1.60

 

RRIF

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
B2B Bank / Laurentian Bank/ LBC Trust / Laurentian Trust 0.70 1.00 1.40 1.50 1.60
Equitable Life Of Canada 0.25 0.55 0.80 0.80 1.00
Manulife Bank- Daily Savings Rate Only 0.15 0.15 0.15 0.15 0.15
Sunlife Financial- LIF Only 0.60 0.70 0.75 0.95 1.30

 

TFSA

NO ANNUAL FEE

Company 1 yr 2 yr 3 yr 4 yr 5 yr
Manulife Bank 0.65 1.05 1.30 1.55 1.75

GIC, RRSP, RRIF & TFSA

Available Inside B2B Financial Services- $150+ GST Annual Fee (TFSA $50+ GST) **Discounted fees could apply for multiple accounts

Company 1 yr 2 yr 3 yr 4 yr 5 yr
ADS Canadian Bank/ Bank of Nova Scotia/ Montreal Trust/ Scotia Mortgage/ National Trust 0.40 0.75 1.01 1.27 1.32
B2B Bank / Laurentian Bank/ LBC Trust / Laurentian Trust 0.70 1.00 1.40 1.50 1.60
Concentra Bank 0.77 1.24 1.47 1.63 1.94
Equitable Bank 0.87 1.40 1.58 1.74 2.00
General Bank of Canada  0.40 0.75 1.01 1.27 1.32
Home Bank/ Home Trust Co. 0.87 1.40 1.47 1.64 2.00
Manulife Bank 0.45 0.85 1.15 1.40 1.60
Peace Hills Trust 0.55 0.70 0.80 1.20 1.35
Peoples Trust 0.71 0.87 0.99 1.29 1.44
VersaBank 0.65 0.95 1.35 1.41 1.65