Financial Services Group

Daily Interest Rates

Date Updated:	Feb 22, 2012	Bank of Canada Rate:	1%
Prime Rate:	3%	CDN:	$0.99

BEST GIC RATES

Company	Min	1 yr	2 yr	3 yr	4 yr	5 yr	10 yr
Advisor's Advantage Trust / BMO Trust Co.(2)	1,000	1.35	1.40	1.80	2.20	2.40
AAT & BMO - Does not accept RDBA forms for Corp.
B2B Trust (3)* -- Signature Required New Business	1,000	1.45	1.95	2.40	2.40	2.70
Laurentian Bk (LBC)/LBC Trust (LBCT)/ Laurentian Trust (LT)
Canada Life* - Compounding interest only	1,000	0.75	1.05	1.25	1.45	1.50	1.95
	50,000	0.875	1.175	1.375	1.575	1.625	2.075
	75,000	1.00	1.30	1.50	1.70	1.75	2.20
**Canadian Western Bank	5,000	1.45	1.90	2.10	2.30	2.45
Concentra Financial	10,000	1.15	1.30	1.40	1.60	2.10

Empire Life*	1,000	0.80	1.30	1.40	1.65	2.00	2.25
	50,000	0.925	1.425	1.525	1.775	2.125	2.375
	100,000	1.05	1.55	1.65	1.90	2.25	2.50
Equitable Life Of Canada* - Compounding interest only	1,000	0.51	1.26	1.51	1.61	1.91	2.51
	25,000	0.51	1.26	1.51	1.61	1.91	2.51
	50,000	0.635	1.385	1.635	1.735	2.035	2.635
Great-West Life*	1,000	0.75	1.05	1.25	1.45	1.50	1.95
	25,000	0.875	1.175	1.375	1.575	1.625	2.075
	50,000	1.00	1.30	1.50	1.70	1.75	2.20
General Bank of Canada	5,000	1.50	1.75	2.00	2.35	2.50
**Home Trust Co. * signature required on TFSA	5,000	1.55	1.90	2.25	2.30	2.60
HSBC Bank (3) Does not accept POA deposits	5,000	1.45	1.95	2.10	2.30	2.60
ICICI Bank Canada *	1,000	0.25	0.50	1.00	1.00	1.00
**Manulife Bank	2,500	1.40	1.95	2.20	2.25	2.60
Manulife Financial*	2,500	1.10	1.25	1.50	1.60	1.85
MCAN Morgtage Corp.*	5,000	1.50	1.85	1.90	1.65	1.95
	25,000	1.55	1.90	1.95	1.70	2.00
	100,000	1.60	1.95	2.00	1.75	2.05
National Bank (3)	1,000	1.15	1.70	2.10	2.41	2.61
Natl Bk of Canada / Natl Bank Trust / Natcan Trust Co.
***Pacific & Western	1,000	1.65	1.90	2.40	2.30	2.70
Peace Hills Trust	1,000	1.25	1.50	1.90	2.25	2.50
Peoples Trust	5,000	1.50	1.50	1.75	1.75	2.00
***Scotia Bank (5)	1,000	1.35	1.95	2.40	2.40	2.45
* Montreal Trust (MTCC) * Natl Trust (NT)
Bank N.Scotia(BNS)Scotia Mort(SMC)*Dundee(DBC)
Standard Life*	1,000	1.10	1.25	1.40	1.60	1.90	2.25
	25,000	1.10	1.25	1.40	1.60	1.90	2.25
	50,000	1.10	1.25	1.40	1.60	1.90	2.25
	100,000	1.10	1.25	1.40	1.60	1.90	2.25

Sunlife Financial - SunGIC Max (No Benef Designation)	1,000	1.75	2.00	2.00	2.25	2.40
TD Canada Trust(3)*	5,000	0	0	0.60	0.80	1.00

MANULIFE BANK PERSONAL ADVANTAGE ACCOUNT 1.75%

MANULIFE BANK BUSINESS ADVANTAGE ACCOUNT 1.50%

MANULIFE BANK ADVANTAGE ACCOUNT TFSA 2.25%

MANULIFE BANK ADVANTAGE ACCOUNT $U.S 0.60%
Note: Manulife Bank Advantage Accounts and TFSA Accounts' Interest is calculated on the closing daily balance and paid monthly.

*Companies that will accept Corporate, Non-Profit Organization, or Sole-Proprietorship Companies
***Companies that will accept TFSA

*All rates are Annual Compounding and Rates are subject to change without prior notice.
Please call our office for additional rates and availability.

BEST RRSP RATES

Company	Min	1 yr	2 yr	3 yr	4 yr	5 yr	10 yr
Advisor's Advantage Trust / BMO Trust Co.(2)	1,000	1.35	1.40	1.80	2.20	2.40
AAT & BMO
B2B Trust (3)	1,000	1.45	1.95	2.40	2.40	2.70
Laurentian Bk(LBC)/LBC Trust(LBCT)/Laurentian Trust (LT)
Canada Life	1,000	0.75	1.05	1.25	1.45	1.50	1.95
	50,000	0.875	1.175	1.375	1.575	1.625	2.075
	75,000	1.00	1.30	1.50	1.70	1.75	2.20
Canadian Western Bank / New	5,000	0.90	1.25	1.65	1.65	1.95
/ Renewal		1.65	2.00	2.40	2.40	2.70
Concentra Financial RESP ONLY	500	1.15	1.30	1.40	1.60	2.10
	10,000	1.15	1.30	1.40	1.60	2.10
Empire Life	1,000	0.80	1.30	1.40	1.65	2.00	2.25
	50,000	0.925	1.425	1.525	1.775	2.125	2.375
	100,000	1.05	1.55	1.65	1.90	2.25	2.50
Equitable Life of Canada	1,000	0.51	1.26	1.51	1.61	1.91	2.51
	25,000	0.51	1.26	1.51	1.61	1.91	2.51
	50,000	0.635	1.385	1.635	1.735	2.035	2.635
Great-West Life	1,000	0.75	1.05	1.25	1.45	1.50	1.95
	25,000	0.875	1.175	1.375	1.575	1.625	2.075
	50,000	1.00	1.30	1.50	1.70	1.75	2.20
Home Trust Co. *signature required	1,000	1.55	1.90	2.25	2.30	2.60
ICICI Bank Canada	1,000	0.25	0.50	1.00	1.00	1.00
Manulife Bank *signature required	2,500	1.40	1.95	2.20	2.25	2.60
Manulife Financial	2,500	1.10	1.25	1.50	1.60	1.85
National Bank	1,000	1.15	1.70	2.05	2.30	2.60
	Rnwl T2033	1.15	1.70	2.05	2.30	2.60
Pacific & Western - New & Transfers	1,000	1.65	1.90	2.40	2.30	2.70
	Rnwl	1.65	1.90	2.40	2.30	2.70
Peace Hills Trust	1,000	1.15	1.40	1.80	2.15	2.40
Peoples Trust	5,000	1.00	1.50	1.75	1.75	2.00
***Scotia Bank (4)	1,000	1.35	1.95	2.40	2.40	2.45
* Montreal Trust (MTCC) * Natl Trust (NT)
Bank N.Scotia (BNS) Scotia Mort (SMC)
Standard Life	1,000	1.10	1.25	1.40	1.60	1.90	2.25
	25,000	1.10	1.25	1.40	1.60	1.90	2.25
	50,000	1.10	1.25	1.40	1.60	1.90	2.25
	100,000	1.10	1.25	1.40	1.60	1.90	2.25

Sun Life Financial - SunGIC Max	1,000	1.75	2.00	2.00	2.25	2.40
TD Canada Trust (3)	2,500	0	0	0.60	0.80	1.00
TD Canada Trust *signature required	T2033	0	0	0.10	0.20	0.30

30 Day rate guarantee on T2033's. 2.70% on deposit to March 23, 2012. *$1,000 minimum

Rates Subject to Change without prior notice. Please call our office to confirm rate(s) availability (780)986-7412

BEST RRIF RATES

Company	Min	1 yr	2 yr	3 yr	4 yr	5 yr	10 yr
Advisor's Advantage Trust / BMO Trust Co.(2)	1,000	1.35	1.40	1.80	2.20	2.40
BMO, BMMC ** Renewals Only - No New
B2B Trust (3)	1,000	1.45	1.95	2.40	2.40	2.70
Laurentian Bk(LBC)/LBC Trust(LBCT)/Laurentian Trust (LT)
Canada Life	1,000	0.75	1.05	1.25	1.45	1.50	1.95
	50,000	0.875	1.175	1.375	1.575	1.625	2.075
	75,000	1.00	1.30	1.50	1.70	1.75	2.20
Canadian Western Bank / New	5,000	1.10	1.30	1.65	1.65	1.95
/ Renewal		1.85	2.05	2.40	2.40	2.70
/ Redeemable	5,000	0.85	1.05	1.40	1.40	1.70
Concentra Financial	10,000	1.15	1.30	1.40	1.60	2.10

Empire Life	1,000	0.80	1.30	1.40	1.65	2.00	2.25
	50,000	0.925	1.425	1.525	1.775	2.125	2.375
	100,000	1.05	1.55	1.65	1.90	2.25	2.50
Equitable Life of Canada	1,000	0.51	1.26	1.51	1.61	1.91	2.51
	25,000	0.51	1.26	1.51	1.61	1.91	2.51
	50,000	0.635	1.385	1.635	1.735	2.035	2.635
Great-West Life	50,000	1.00	1.30	1.50	1.70	1.75	2.20
Home Trust Co. *signature required	10,000	1.55	1.90	2.25	2.30	2.60
Manulife Financial	2,500	1.10	1.25	1.50	1.60	1.85
National Bank	1,000	1.15	1.70	2.05	2.30	2.60
	Rnwl T2033	1.15	1.70	2.05	2.30	2.60
***Scotia Bank (4)	1,000	1.35	1.95	2.40	2.40	2.45
* Montreal Trust (MTCC) * Natl Trust (NT)
Bank N.Scotia (BNS) Scotia Mort (SMC)
Standard Life	1,000	1.10	1.25	1.40	1.60	1.90	2.25
	50,000	1.10	1.25	1.40	1.60	1.90	2.25
	100,000	1.10	1.25	1.40	1.60	1.90	2.25
Sunlife Financial - Superflex RIF	1,000	1.30	1.50	1.55	1.65	1.95
TD Canada Trust(3)	10,000	0	0	0.60	0.80	1.00
TD/CanadaTrust *signature required	T2033 rate	0	0	0.10	0.20	0.30

Rates subject to change without prior notice. Please call our office to confirm rate(s) availability (780) 986-7412.